Non-homeowners are cautious: 55% have no interest in buying within 12 mo; 35% want ownership but expect to keep renting or living with relatives.
Among Canadians considering moves over the next 12 mo, affordability led: high living costs 23%, down payment challenges 18%, mortgage rates 15%.
Market perceptions remain challenging: 88% said homes are overpriced, 69% see unfairness for first-time buyers, and 14% say it functions properly overall.
Real Estate agent sentiment is mixed, yet most Canadians still see buying value: 18% a lot, 41% some, and only 6% none.
Despite common regrets, homeowner stability showed through: 78% planned no ownership-status change over 12 mo, and only 7% cited mortgage renewal pressure.

Agent optimism in the Canada-inclusive survey ↓ to ~61 from 64, though ~51% still felt more positive than the prior mo overall.
Spring activity missed early targets: ~38% of agents saw weaker conditions, ~29% saw stronger activity, and ~33% said performance stayed on track.
Client decisions were more cautious, with ~79% citing moderate impacts from rates, volatility, or geopolitical headlines across markets including Canada during Mid-Q2.
Buyer opportunity improved where markets leaned buyer-favorable: ~42% reported buyer-friendly conditions, compared with ~25% seeing seller-favorable local markets in the survey.
Negotiation mattered: ~39% saw more concession requests, ~39% saw sellers negotiate more, and annual sales activity stayed just above growth threshold overall.

Ontario homes below $500K now make up nearly 24% of the market, up from 17% in 2022, pointing to a market rebalancing.
Even with that progress, Ontario stayed far from decade-ago affordability: homes below $500K were 67% then, while homes above $1M eased to ~25% today.
Condo affordability shifted fastest: 46% of Ontario condos were valued below $500K in 2026, up from 24% four years earlier across the province.
Other home types stayed less accessible in Ontario, with just 5% of townhouses, 15% of semis, and 18% of detached homes below $500K.
From 2022 to 2026, Ontario municipalities with median values above $750K fell from 105 to 65, expanding the list of communities within reach.

Nearly half of buyers planning to buy within two years felt now was the right time, yet about three-quarters were more cautious because of uncertainty.
Uncertainty stood out as the biggest hurdle: nearly three-quarters of intended buyers called it their main challenge, and about two-thirds worried it would affect plans.
Rising costs also pressured budgets, with about seven in 10 intended buyers saying inflation was leaving them with less saved for a home.
Canada's economy has struggled in recent months, adjusting to tariffs, trade uncertainty, and higher oil prices that added to buyer caution nationwide.
The online poll surveyed ~1.8K Canadians ages 18 to 64 recently, offering a current snapshot, though non-random online surveys carry no margin of error.

To all Canadians around the world, a very happy Canada Day to you all.
This day commemorates the unification of the three North American British colonies.
Canada Day is a celebration of a united Canada and examining its defects, past and present, should not lead us to overlook its strengths.
So let’s pour our hearts into a continuing effort to purge our society of hate, and let’s protect the most vulnerable among us.