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Unlock First-Time Buyer Success with Tom Flatt!

April 25, 2026 by [email protected]

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Top most affordable places to live in Ontario
Most affordable places to live in Ontario
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Housing Vibe Shift Buyers Shouldn’t Ignore This Summer

Summer's vibe changed: buyers negotiate more while panic bidding keeps fading across many Canadian markets. Prices aren’t crashing, but they’re flattening after falling from 2022 peak levels. Waiting isn't always safer; CREA still forecasts Canada's average home price to rise 1.5% this year. This summer's real vibe? Preparation beats prediction when markets quietly shift before…
cbflattadmin@coldwellbanker.ca
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  • July 20, 2026 12:00 pm·
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Ontario’s new $130,000 HST rebate takes effect today: How to claim it on your next home purchase

Ontario's temporary one-year HST rebate expansion offers up to $130,000 savings on newly built homes priced up to $1 million, with rebates decreasing for homes between $1.5 million and $1.85 million, and a $24,000 rebate for homes above $1.85 million. Eligible purchase agreements must be signed between April 1, 2026, and March 31, 2027, with…
cbflattadmin@coldwellbanker.ca
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  • July 19, 2026 3:00 pm·
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Here are the most popular Canadian cities for renters

The top Canadian rental markets in early 2026 show a shift toward mid-sized cities. Moncton, N.B., leads with a 14% rise in rental page views and a 40% drop in availability, driven by affordability and economic growth. Hamilton, Ont., ranks second, benefiting from spillover demand and rising rents. Kingston, Ont., is third, with increased saved…
cbflattadmin@coldwellbanker.ca
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  • July 18, 2026 9:00 am·
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Best Mortgage Rates In Ontario For 2026

Ontario's average home price nears $850,000, making mortgage rates crucial. Top lenders offer varied options: low rates for homes under $1M, wide term selections, and programs for self-employed or newcomers. Fixed and variable rates differ in stability and cost. Insured mortgages require under 20% down payment; uninsured need 20%+. Factors affecting rates include credit score,…
cbflattadmin@coldwellbanker.ca
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  • July 17, 2026 11:00 am·
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Ontario Homes: Slightly More Affordable Now

Current assessment data pointed to slightly better affordability across Ontario, with 24% of homes below $500K provincewide in current valuations overall now. Nearly half of Ontario condos are now valued below $500K, making the condo segment a major reason affordability looked somewhat better provincewide. An expert said higher borrowing costs reduced demand across Ontario, helping…
cbflattadmin@coldwellbanker.ca
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  • July 16, 2026 4:00 pm·
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CUSMA Annual Reviews Add Mortgage Uncertainty

The trade pact has shielded ~90% of Canadian exports from US tariffs, making its future an affordability and rate-timing issue for lenders, builders, and brokers. After the central bank held its policy rate near 2% on June 10, economists said trade uncertainty made a year-end rate move unlikely. Tariff-free cross-border flows in lumber, steel, and…
cbflattadmin@coldwellbanker.ca
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  • July 15, 2026 4:00 pm·
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