Non-homeowners are cautious: 55% have no interest in buying within 12 mo; 35% want ownership but expect to keep renting or living with relatives.
Among Canadians considering moves over the next 12 mo, affordability led: high living costs 23%, down payment challenges 18%, mortgage rates 15%.
Market perceptions remain challenging: 88% said homes are overpriced, 69% see unfairness for first-time buyers, and 14% say it functions properly overall.
Real Estate agent sentiment is mixed, yet most Canadians still see buying value: 18% a lot, 41% some, and only 6% none.
Despite common regrets, homeowner stability showed through: 78% planned no ownership-status change over 12 mo, and only 7% cited mortgage renewal pressure.
